Wells Fargo offers some of the most rewarding and useful credit card options for its customers. The company’s credit card offerings are rich with features and are easy to use. The best part about Wells Fargo credit cards is that you can apply for them in a matter of minutes, right through your cell phone. 

In this article, we introduce you to the Wells Fargo Cash Wise Visa Credit Card offer, which is one of the company’s most popular credit cards. This card offers the right mix of rewards and benefits, unbeatable security features, and unmatched customer service. 

Here, we share with you the eligibility requirements for the card, and how you can apply for one, through your cell phone. Read on to learn more about this credit card and it’s features.

How to Order by Cell Phone - Wells Fargo Credit Cards: Cash Wise Visa
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Security Features

The Cash Wise Visa Credit Card from Wells Fargo comes with a number of security and account protection features. With this card, you are offered a 24/7 fraud monitoring system, which sends you instant alerts if an unauthorized transaction is detected through your account. 

Cash Rewards

Wells Fargo also offers a number of cash rewards and cashback features with this card. For example, you get a $150 cash rewards bonus when you make $500 worth of purchases through the card, in the first 3 months. Further, there is a provision of unlimited 1.5% cash rewards on all purchases. 


The best part about the Wells Fargo Cash Wise Visa Credit Card is that unlike most other cards, there are no restrictions on the spending of the rewards. This feature of the card greatly enhances the usability of the card and makes sure that you are able to make the best out of it. 

Eligibility Requirements

The standard eligibility requirements are applicable for the issuing of the Cash Vise Visa card. Your financial history, income sources, and credit score will be evaluated by the company before granting approval for the card. You also have to be a permanent local resident to be considered for approval. 

How to Apply

Visit the official webpage of Wells Fargo for the Cash Wise Visa Credit Card. Go through all the details of the credit card displayed on the webpage, and click on the “Apply Now” button. You will be redirected to the credit card application page.

Fill the requisite details in the application form, including your personal details and financial details, and upload the required documents. Select the card that you want to apply for, and review the application details entered by you, before submitting it.

A decision on the approval of your application will be communicated to you shortly. Alternatively, you can also apply for the Wells Fargo Cash Wise Visa Card on call, by dialing to the customer service. 

Apply Over the Phone

If you already have a Wells Fargo checking account, then you may be able to apply for this credit card over the phone. Just call 1-800-642-4720 to enroll.

Fees and Interest Rates

Wells Fargo’s credit card offerings are known to be extremely reasonable from fees and interest rates point of view, and the Cash Wise Visa credit card is no different. 

  • No annual fee
  • APR for purchases: 0% introductory rate (first 15 months), then 14.49% – 24.99%
  • APR for balance transfers: 0% introductory rate (first 15 months), then 14.49% – 24.99%
  • APR for cash advances and overdraft: 23.99% – 25.99%
  • Balance transfers: introductory fee of $5 or 3%, whichever is greater (first 120 days), then 5% with a minimum of $5
  • Cash advances: either $10 or 5%, whichever is greater
  • Foreign currency conversion fee: 3% of each transaction

Contact Information

How to Order by Cell Phone - Wells Fargo Credit Cards: Cash Wise Visa
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If you would like to get in contact with a Wells Fargo representative to discuss this credit card further, you can reach them by calling 1-800-932-6736. We have also listed their mailing address below.

Wells Fargo

420 Montgomery Street

San Francisco, CA 94104

The Bottom Line

Wells Fargo Cash Wise Visa Credit Card is a great credit card option if you are looking for a card with great features and flexibility, from a trusted institution. You can apply for the card easily, online or through call, by following the few simple steps described above. 

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.