In the world today, credit cards are no longer the luxury cards they were thought to be some years back. They are more or less one of the most important financial tools in the world. Credit cards, like a Santander credit card, are how many people pay for their daily expenses. 

Without credit cards, users wouldn’t be able to pay for services and hence manufacturers won’t be paid. That’s why today, you have issuers, like Santander, who are offering a wide array of services. They not only offer you paying services but also a great number of rewards for using the cards.

Rewards like travel miles or cashback are how the credit cards are competing to lure customers their way. To learn more about the rewards being offered here, you should read below. We will tell you everything you should know about a Santander credit card.

santander credit card

Benefits & Features

One of the main features of Santander credit cards is that the cards are actually all rounded. A number of credit card issuers claim that their cards are all rounded, but they really aren’t. However, that is not the case with Santander.

You have cards that offer you amazing rewards that out-match the fees you pay yearly. When you talk of an all-round card, you want a card that you don’t feel shortchanged on when it comes to rewards. With this, the Santander All Round Credit Card is a great option.

The other thing you get when you apply for a Santander credit card is that you can get up to three additional cards as supplementary cards. The cards don’t come at an extra fee to the principal, which makes them all the more interesting to have. Then you have online and mobile banking when you apply for any of the Santander cards available.

The last part about these Santander cards is you get access to the Santander branch network when you are a holder of any of the cards. This makes it easy for you to operate the card and also have the support of the issuer at your time of need.

Eligibility & How To Apply

Every Santander card has its own set of requirements that you have to meet before being issued with the card. They, however, share some criteria like age and employments status. You also need to have good credit before you can get any of the cards from Santander.

For all the cards, you have to be at least 18 years old to apply. That has to be proven when applying through the provision of an identification card. You then need to be employed or self-employed before you can get a card.

Your employments status is proven when you provide a salary slip—a computer-generated copy of your last three months’ pay. A bank statement also has to be produced when applying for the card, as this will help if you’re self-employed.

To apply for any Santander card, you can do so by visiting any of the bank branches and applying in person. That, however, is a tedious process and can take longer due to the long queues and such. That’s why you should try an online application.

You can easily apply for any Santander credit card today from the comfort of your home. That’s how far technology has brought us today. Just visit the official Santander website and click on a personal menu. Then, click on credit cards and you’re good to go.

Alternatively, you can use this link to begin your application process today. It won’t take you more than 10 minutes to fill out the form. A reply can also be expected within a minute of your application.

Fees & Charges

When it comes to fees, each card carries its own set of fees and charges depending on the one that suits your needs. You can check out the various charges on the Santander credit cards on their website. The cards are offered in variable APR ranging from 18.9% and higher. In addition, while some of the cards have no monthly fee, others carry a monthly fee of £15.

Bank Contact Information

If you would like to pay them a visit, their offices are located at 2 Trinton Square, Regent’s Place, London NW12AN. You can also call them at 0800 389 7000 or, if you are calling from outside the UK, +44800389.

santander credit card

Conclusion

Applying for a credit card has never been as easy as it is today. All you have to do is go online, search for the card you want, and begin your application process. Santander credit cards are also easy to apply for. This article has all you need to know about applying for a Santander credit card online.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.