The Bradesco Elo Nanquim Card is a premium credit card designed for individuals who value travel perks, exclusive services, and flexible rewards.
It offers a range of benefits, including lounge access, insurance coverage, and a robust points program.
This article outlines its main features, associated fees, and the application process.
Key Features of the Bradesco Elo Nanquim Card
The Bradesco Elo Nanquim Card is a premium credit card designed for high-income users seeking top-tier perks.
You receive significant travel benefits, rewards, and personalized perks with it. Here's a breakdown of the main features:
- Points Earning: Earns 1.8 points per USD on national purchases and 2.5 points per USD on international purchases.
- Bonus Points Promotion: New clients can earn up to 5 points per USD in the first six months by spending a minimum of R$5,000 on each bill.
- Airport Lounge Access: Enjoy two free Priority Pass lounge visits per year.
- Comprehensive Travel Insurance: Covers trip delays, lost baggage, flight cancellations, and medical emergencies abroad.
- Elo Flex Customizable Benefits: Choose up to 6 free benefits like auto, home, or pet help, streaming, and extended warranty.
- Concierge & Lifestyle Services: Enjoy access to concierge assistance and exclusive discounts on dining, entertainment, hotels, and more.
- Personalized Credit Limit: High income required (typically R$20 000–25 000+), with customized credit limits.
Fees and Interest Rates
Here are the main fees and interest rates you should know before applying for this card:
- Annual Fee: R$ 1,212 per year (12 × R$ 101) for the standard version.
- Annual Fee – Alternate Figures: First-year reduced fee: R$ 897.80, rising to R$ 1,122 in subsequent years.
- Overdraft/Rotating (Revolving) Interest: Up to 14.99% per month.
- Invoice Installment (Parcelamento de Fatura): Up to 12.50% per month.
- Easy Installment (Parcelamento Fácil): Up to 8.00% per month.
- Issuer Installment / Crediário: Up to 4.99%, possibly as low as 0.99%.
- Post-Purchase Installment: Up to 2.49% per month.
- Cash Advance (National & International): Up to 15.99% per month plus fees.
- Cash Advance Installments: Up to 9.99% per month.
- Late Payment Penalties: Up to 14.99% monthly interest, plus R$15 fee, IOF, 2% fine, and 1% interest on overdue bills.
How to Apply for the Bradesco Elo Nanquim Card
Applying for this premium card requires meeting specific income and documentation requirements.
The process can be completed online, by app, or at a branch. Here's a step-by-step list to help you apply:
- Check Eligibility: Be at least 18 years old and have a high monthly income (typically R$ 20,000 or more is recommended).
- Prepare Documents: Gather your CPF, RG, or CNH, proof of income, and proof of address.
- Choose Application Method: Apply online through the Bradesco app or in person at a Bradesco branch.
- Submit the Application: Fill in your personal and financial details accurately, and upload or present the required documents.
- Wait for Credit Analysis: Bradesco will evaluate your application and respond by email or app notification.
- Receive and Activate Your Card: If approved, your card will be mailed to you. Follow activation steps via app or phone.
Advantages for Frequent Travelers
If you travel often, this card offers perks that make trips smoother and more comfortable.
From VIP lounge access to exclusive concierge and travel protections, it’s built for your needs on the road. Here's what frequent travelers get:
- Unlimited VIP Lounge Access: Access Bradesco lounges and major global lounges via Priority Pass or LoungeKey, often including one guest.
- Complimentary Lounge Amenities: Enjoy quiet spaces, free Wi‑Fi, refreshments, charging stations, and showers in many lounges.
- Travel Insurance Coverage: Includes protection for trip delays, baggage loss or damage, cancellations, and medical emergencies abroad.
- Concierge & Lifestyle Assistance: 24/7 support to book travel, restaurants, or events—ideal for last-minute needs
- Hotel & Car Rental Perks: Possible benefits like room upgrades, late check-out, credits at select hotels, plus discounts with Avis and Budget.
- Unlimited International Wi‑Fi: Access Boingo or equivalent global Wi‑Fi services at no extra cost.
Insurance Coverage Offered
Bradesco Elo Nanquim Card includes several insurance protections designed for travelers and everyday purchases.
These cover emergencies, delays, and unexpected events. Here's a list of what you’re protected against:
- Travel Medical Assistance: Covers medical, hospital, and dental expenses during international trips.
- Trip Delay and Cancellation: Offers reimbursement for delays, cancellations, or missed connections.
- Baggage Protection: Provides compensation for delayed, lost, or stolen baggage.
- Repatriation and Funeral Assistance: Covers the costs of medical repatriation or transportation in the event of death.
- Travel Accident Insurance: Offers coverage for death or permanent disability during travel.
- Legal and Bail Assistance Abroad: Includes support for legal emergencies while traveling internationally.
- Emergency Travel Assistance: 24/7 help for medical guidance, lost baggage, and urgent travel issues.
- Purchase Protection and Extended Warranty: Covers eligible purchases against theft or damage and extends the original product warranty.
Comparing Bradesco Elo Nanquim to Other Premium Cards
Before applying, it helps to compare this card with other premium options available in Brazil.
Here’s how it stacks up against similar cards in terms of benefits, fees, and ideal user profiles.
Bradesco Elo Nanquim vs. Elo Grafite
- Points: Nanquim earns more (up to 2.5 per USD); Grafite earns fewer.
- Lounge Access: Nanquim includes LoungeKey; Grafite offers fewer entries.
- Annual Fee: Nanquim is higher, but the benefits are broader.
- Best for: Frequent travelers needing insurance and international perks.
Bradesco Elo Nanquim vs. Elo Diners Club
- Points: Both offer high points; Diners Club may have more flexible transfers.
- Lounge Access: Diners Club often offers access to more exclusive lounges.
- Perks: Nanquim has Elo Flex customization; Diners focuses on elite experiences.
- Best for: Users focused on international luxury travel.
Bradesco Elo Nanquim vs. Visa Infinite
- Points: Visa Infinite varies by bank, but it is usually competitive.
- Insurance & Services: Visa Infinite includes travel insurance, concierge, and hotel perks.
- Network: Visa has broader global acceptance than Elo.
- Best for: International travelers who value brand recognition.
Bradesco Elo Nanquim vs. Mastercard Black
- Points: Mastercard Black programs vary; often similar or slightly below Nanquim.
- Access: Includes LoungeKey and Priceless Cities experiences.
- Perks: Strong travel coverage, purchase protection, and global usability.
- Best for: High spenders who want consistent global perks and recognition.
Contact Information and Support Channels
If you have questions, need help applying, or want to manage your card, multiple support options are available.
You can reach Bradesco through digital channels, by phone, or in person. Here are the main contact and support options:
Bradesco Customer Service (SAC)
- 24/7 service: 0800 704 8383
- For complaints, cancellations, or general assistance.
Credit Card Support – Bradesco Cartões
- General inquiries and services: 4004 7736 (capitals and metro areas)
- 0800 701 7736 (other locations)
WhatsApp Bradesco
- Save +55 11 3335 0237 and start a conversation for quick support.
Mobile Banking App
- Available on Android and iOS. Access chat, account info, and card management.
To Sum Up
The Bradesco Elo Nanquim Card offers strong travel perks, premium services, and flexible rewards for high-income users.
Its benefits make it a solid choice for those who travel often and value exclusive access and protection.
If the features match your needs, visit Bradesco’s official site or app and apply today.
Disclaimer
Information in this article may change over time without notice.
Always check Bradesco’s official website for the most up-to-date details before applying.
