The Itaú Click+ card is a digital-first credit card designed for everyday spending and rewards. It connects directly to the iupp points platform, allowing you to earn and use points efficiently.
With a minimum income requirement of R$800 and an annual fee of R$192, this card offers accessibility and valuable benefits. In this article, you'll learn how to apply for the card and maximize your iupp points.
What is the Itaú Click+ Card?
The Itaú Click+ Card is a Visa Platinum credit card with flexible digital features. You can choose between Visa or MasterCard, but Visa includes Platinum benefits. The card is widely accepted and works with virtual wallets like Apple Pay and Google Pay.
It also offers a virtual version for secure online purchases. This makes it ideal for those who prefer digital banking and online shopping. It comes with a manageable monthly fee of R$16 (R$192 per year).
How Does the iupp Points Program Work?
The iupp program lets you accumulate and use points for various benefits. Every R$5 spent on your card earns 1 point. These points can be exchanged for discounts, travel, electronics, or cashback.
There is no expiration as long as the card is active. The more you spend, the more benefits you get. All transactions and redemptions are managed through the Itaú Cartões App.
Benefits of the Itaú Click+ Card
The card offers a range of practical benefits for everyday use. You'll get access to a virtual card that boosts online payment security.
It integrates with Apple Pay, Google Pay, and Samsung Pay for contactless payments. The Visa Platinum version includes travel insurance and free valet services.
You can also deactivate the tap-and-pay function if preferred. Everything is managed digitally through the app.
How to Apply for the Itaú Click+ Card?
Follow these steps to apply for the Itaú Click+ Card:
- Make sure you are at least 18 years old and have a minimum income of R$800.
- Go to the official website: website and select the Click+ card.
- Complete the application form with your personal and financial information.
- Choose your preferred card brand: Visa or MasterCard.
- Submit your application and wait for credit approval.
- If approved, activate your card and start using the virtual version immediately.
Understanding the iupp Platform
The iupp platform is where you monitor and use your points. You can access it via the Itaú Cartões App. The platform allows you to shop using your points or combine them with card payments.
There are thousands of items, from groceries to electronics. It includes exclusive offers and campaigns for more point accumulation. The experience is entirely digital and updated regularly.
How to Use Your iupp Points?
You can use iupp points in different ways depending on your needs. Redeem points at the Itau Shop for items and pay fully or partially with points. Apply them to get invoice discounts and lower your credit card bill.
Transfer them to Stix to use in pharmacies or supermarkets. Convert points to airline programs like LATAM Pass and Azul Fidelidade. All options are accessible through the app or site.
Partner Stores That Help You Earn Points
Shopping at partner stores allows you to accumulate points faster. Stores like Renner, Cobasi, Drogasil, and Nike offer bonus points when you use your card. Look out for seasonal campaigns that multiply your earnings.
These stores are listed inside the iupp app. Using your card at these places ensures better rewards. The more you shop, the more points you gain.
Managing Your Card and Points in the Itaú App
The Itaú Cartões App is essential for managing your card and points. You can check your balance, due date, and credit limit in real-time. The app displays your point total and where you can redeem them.
You'll also find the latest offers and Itau Shop deals. It includes card settings, virtual card generation, and customer support. The app is available on both Android and iOS.
Secure Online Purchases with a Virtual Card
A virtual card adds security when shopping online. You can generate one-time or recurring cards for subscriptions and payments. The virtual card uses a different number from your physical card.
This reduces fraud risk and keeps your main number safe. It's available immediately once your account is active. You manage it directly from the Itaú Cartões App.
Digital Integration and Payment Tools
You can link your Itaú Click+ card to your smartphone for easier payments. Apple Pay, Google Pay, and Samsung Pay are all supported. This allows you to pay without using your physical card.
It supports contactless shopping in most stores across Brazil. You can enable or disable this feature in the app. It’s ideal for those who prefer fast and secure checkout options.
Special Offers and Campaigns in iupp
The iupp platform runs campaigns to help you earn extra points. These offers include bonus points for specific categories or partners.
You can join special events to multiply your earnings. Notifications are sent via the app to alert you. Check often to find the best deals. They are updated weekly or monthly.
Using Cashback with Itaú Click+
Cashback is another way to benefit from your Click+ usage. Cashback can be applied directly to your card bill or used in the Itau Shop. It accumulates with eligible purchases and promotions.
You can track your cashback in the app. Combining cashback and iupp points gives greater flexibility. Use both to reduce out-of-pocket expenses.
Exclusive Shopping: iPhone and Samsung Deals
Iupp lets you use points to buy electronics with exclusive terms. Get a new iPhone or Samsung device using your points for a discount. Pay up to 70% with points and the rest in 21 interest-free installments.
Devices include a warranty and free shipping. Offers rotate regularly inside the app. This is ideal for tech-savvy cardholders.
Tips to Maximize iupp Points
Several habits help you earn more points quickly:
- Use your card for recurring bills and subscriptions
- Shop during bonus point campaigns
- Choose partner stores whenever possible
- Avoid late payments to keep the account active
- Monitor point expiration (if applicable)
- Redeem frequently to avoid point devaluation
iupp Wine Club and Experiences
If you enjoy lifestyle perks, the iupp Wine Club is worth considering. You can subscribe using points and receive wine selections every three months. Bonuses and cashback are applied on each shipment.
The Itau Shop also offers wine-related items and experiences. These include tastings and curated sets. Everything is managed via the app.
How to Track and Redeem Your Points?
Follow these steps to manage your points with the Itaú Cartões App:
- Open the Itaú Cartões App and go to the dashboard to view your current points balance.
- Review recent points, earnings, and transactions.
- Tap on "Use Points" to access the redemption categories.
- Use available filters to find items, services, or discounts.
- Select your preferred redemption option and confirm.
- Redeem points immediately or save them for larger goals.
Final Thoughts: Is the Itaú Click+ Right for You?
The Itaú Click+ card is an accessible, affordable, and digital solution. With a minimum income of R$800 and strong integration with iupp points, it offers solid everyday value.
The platform offers rewards in travel, shopping, and cashback with a simple earning model. If you want flexibility, digital control, and real savings, this card is a strong choice.
