There are a number of financial tools in use today and for good reason too. Walking around while carrying around huge chunks of cash isn’t secure and it also isn’t financially smart. By far, the most favorable of the tools today has to be credit cards.
That’s why you have options such as Halifax cards. Applying for credit cards can be a struggle if you have to go to a branch to apply. However, you can easily and quickly apply for Halifax credit cards online.
To find out more information about Halifax cards and how you can apply for them online, you should read on. Information on the basic requirements for applying for such a card can also be found here. You will also learn how many credit cards they offer and some of the benefits for Halifax credit cardholders.
Features & Benefits of Halifax Cards
There are a number of features and benefits that you can get when you are a holder of these cards. For example, there is the 0% purchase and balance transfer offer. That offer is good for up to 20 months from the opening of your account with the card.
You then have the second card which is the Charity Credit Card. This is the card that you want to use when you’re traveling. The card offers you some of the best rates and no usage fees on your travels. The other benefit you get is that you don’t have to pay anything when you withdraw cash from the card.
The last card with a number of its own benefits is the Low Fee 0% Balance Transfer Card. With this card, you get up to 26 months of free balance transfers from the day of opening your account.
The APR on all of these cards is capped at 19.9%. The APR applied is variable and can change with the changes in the market at any given moment.
Eligibility & How to Apply For Halifax Cards
When it comes to Halifax cards, just like other cards on the market, you have to meet certain criteria before you can apply for the cards. First of all, you have to be 18 years and above to be able to apply for the loan.
You then have to be a UK resident and have a regular source of income. That source of income has to be proven by a number of documents that you can find on the Halifax website. You also shouldn’t have applied for a credit card and got a reject notice within the last 30 days.
The other part that is quite crucial to getting a Halifax loan is that you shouldn’t be bankrupt or have declared bankruptcy in the last 3 years. In addition, your earnings should be between £10, 000 annually or more.
You can alternatively use the eligibility checker on the site to find out how suitable you are for the card you’re trying to apply for. With the eligibility checker, you can find out if you are eligible for the card or not. Every doubt will be dispelled when you use the checker.
When it comes to the actual application for the cards, you can do it online by going to the website and selecting the credit card menu. You can then pick the card you want and apply for it. Just click on the ‘continue to card details’ button on the page and you’ll be on your way to the card.
Bank’s Contact Info & Address
To get in touch with the bank about the card, you can call the 24/7 helpline 08457 20 30 40. The banks’ main office is located at Leeds, LS1 1WU.
Figuring out the best card for your specific needs can be a challenge and applying for the card can be a challenge as well. But when your mind is made up that a Halifax credit card is right for you, the online application process is quite easy.